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How to Pay for Drug Rehab Without Insurance?

How to Pay for Drug Rehab Without Insurance?

If you or someone you love desperately needs drug rehab and you don’t have health insurance, you are not alone—and you are not without options. There are other means available to help you to cover the cost of treatment.

Substance abuse and addiction are serious illnesses affecting your mind, body and spirit, which can pose significant long-term health risks and can become a life-threatening condition.

According to the US Surgeon General NO FOLLOW NEW WINDOW, 1 in 7 Americans or 14.6% of the population will struggle with a substance use disorder at some point in their lives. Substance use disorders and addiction are treatable.

Even if you do not have insurance, the cost of rehab should never deter you from getting the help you need.

There are ways to finance or otherwise cover the costs of a good rehab program without insurance coverage.

How to Get Insurance to Pay for Drug Rehab?

At Honey Lake Clinic, we understand that navigating your insurance coverage and determining exactly what your plan will and will not cover can be a daunting task.

Our professional admissions staff are happy to assist you by running a free VOB (verification of your insurance benefits) for you and can offer insights into other payment and supplemental payment options.

How Much Does Drug Rehab Cost Without Insurance?

Before we discuss cost, here is a quick overview steps within the rehab process and treatment options:

  • Medical Detox is often a first step in the recovery process. Depending on the substance, length and severity of your addiction, medically supervised detoxification may be needed to assist you through dangerous withdrawal side effects. In some cases, you may require prescription medications to help manage withdrawal symptoms. This initial stage can last 7-10 days, preparing you to enter either an inpatient or outpatient rehab program.
  • Residential/Inpatient rehab is an intensive program which provides around the clock supervision in a residential treatment facility. A residential program offers you a safe, sober environment in which to focus solely on your recovery. Inpatient programs typically include a combination of individual and group therapy sessions, medications as needed, education, activities and, depending on the program, aftercare placement and follow-up.
  • Outpatient rehab allows you to continue living at home, and in most instances to continue working, while you are seeking treatment. Typically, outpatient programs require you to attend therapy sessions in and around your life’s schedule of work, school and other responsibilities. Outpatient programs are usually much less expensive than residential treatment, but they do not provide the same level of care. Outpatient program participation can last anywhere from a few months to a year or more.
  • There is an array of options between inpatient and outpatient rehabilitation. PHP, or Partial Hospitalization Programs and IOPs, or Intensive Outpatient Programs, for instance, can offer a bridge between the two, typically transitions from detox and inpatient to outpatient care. Costs for PHP and IOP programs vary depending on the length and frequency of your treatment, with discounts generally offered for longer treatment plans.

Honey Lake Clinic is here to help you. Our addiction professionals are standing by, ready and willing to help you better understand your addiction and determine the best course of treatment for specific your needs. Call now!

Get Help Today.

We are here to help you through every aspect of recovery.
Let us call you to learn more about our treatment options.

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No Insurance Addiction Treatment and Costs

The type of care offered by a particular rehab program or facility affects your total cost.

Treatment types also vary depending on substances and addictions. There are many other factors that affect the cost, from medical care to amenities.

The following estimates are based on costs reported by studies.

  • Detox: Outpatient detox typically ranges between $1000 to $1500 in total. Inpatient detox is typically included within the cost of an inpatient treatment program. Substances which present more dangerous withdrawal symptoms requiring more intensive medical care and monitoring may raise the cost.
  • Inpatient rehab: Inpatient programs generally last 30, 60 or 90 days and can cost anywhere between $300 and $1000 a day, again depending on the level of care and amenities a program offers/provides.
  • Outpatient rehab: An option for those with mild to moderate addictions, outpatient rehab, while typically much more affordable than inpatient care, can vary widely in cost based on the program, how often you attend and how long your treatment lasts.
  • Medications: The type of treatment you require and the medications necessary affect the price of rehab. Medications commonly needed in treating alcohol and opiate addiction can cost thousands of dollars per year.

Paying for Rehab without Insurance

Here are a list of options and how to pay for drug rehab without insurance.

Loans and Credit Options

There are lending institutions that provide loans or for medical and substance abuse treatment.

Some people turn to family or friends for a personal loan with mutually agreed upon repayment terms, while others have applied for a low-interest credit card and pay down the balance as they are able.


Many treatment facilities offer scholarship programs to help people cover rehab costs without insurance or financial hardship.


A number of platforms exist which leverage the power of social media to crowd-source funding assistance.

If you are comfortable sharing your story and struggle, you may be surprised how much your friends, family, and even total strangers, contribute to help you get sober.

You might start by looking into platforms such as GoFundMe, IndieGoGo, and CrowdRise.

Start the Conversation TODAY!

Substance abuse and addiction are very serious, life-threatening illnesses.

As you search for treatment, talk about your financial situation up front, ask for help in navigating the costs. Inquire about creative financing options, scholarships, benevolent grant and assistance programs.

The Honey Lake Clinic Difference

While there are many Christian alcohol rehab programs across the country to choose from, Honey Lake Clinic in Greenville, FL, has been recognized as the #1 Christian Mental Health Treatment and Addiction Recovery Program in the United States.

At Honey Lake Clinic, our medical and addiction professionals walk the path to recovery with you.

You will be able to lean on experienced professionals who’ve done this, successfully, many times over.

They know what to expect, how to respond, and have the necessary tools to help you at their discretion.

Get the Help You Need

Don’t delay any longer. You don’t have to face this struggle alone.

Substance abuse and addiction doesn’t have to have the last word.

Call Honey Lake Clinic to speak with someone who not only cares …but who also understands what you are going through and can help.

Take the first steps towards recovery. Call today! Speak with someone right now. (855) 222-4756.

Get Help Today.

We are here to help you through every aspect of recovery.
Let us call you to learn more about our treatment options.

  • Max. file size: 10 MB.
  • Max. file size: 10 MB.